Here you have access to affordable financial products including diverse savings and investment programs, low cost loans, affordable checking and convenient access to your funds with ATM, Debit and Visa cards. To learn more about our financial products simply scroll down the page. REGULAR SAVINGS ACCOUNTS Our regular savings account is a basic savings account. The minimum balance required is $25.00. MONEY MARKET ACCOUNTS Our Money Market account is an attractive alternative to a regular savings account. If you have over $2,500.00 to invest but need availability to your funds, the Money Market is the Savings Account for you. This account always pays higher dividends than regular savings. The Money Market Account is a liquid savings account with easy access to your funds. While paying high dividends, it offers more flexibility than certificates. You may make up to three withdrawals per month in increments of $500.00. There is no penalty for early withdrawal. If you have $2,500.00 or more to invest and require immediate access to your funds, this is the account for you. CDs (Certificates of Deposit) Interested in an investment account can take advantage of a variety of competitive-yield certificates? Generally, our certificates always earn you more than a regular savings account, because you deposit a specified amount for an established period of time. Interest earned is paid monthly. Our Certificates can be tailored to fit your financial needs, with terms as short as 30 days or up to 3 years to lock in high earnings. The dividend rates are usually higher than bank or S&L CDs and our minimum deposit is only $500.00. Investing in certificates is a safe, simple way to earn a competitive rate on your money. - Invest short-term for maximum liquidity, or long-term for the highest possible rate of return.
- Certificate maturities vary from 6 months to 3 years.
- Minimum deposit of $500.00 is required.
- Substantial penalty for early withdrawal.
- Interest is compounded and credited monthly.
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